Contents: You need to prepare for the purchase…↓ Borrow or save money to buy a car ↓ Car on credit ↓ Buying a car by replacing an old car…↓ Buying or selling cars via computer ↓ Choosing a car in a store ↓ Buying a car at VAZ ↓ On the way home ↓
You need to prepare for the purchase in advance
Which car to choose, you probably already decided if you read this book. Of course, everything that will be written in this section applies to any other car.
Even before buying a car, you need to think about its storage. When storing in a garage, your "friend" will need an area of at least 30 m², and for storage in a guarded parking lot, at least 15 m².
Buying a car for the average Russian is one of the most serious. Most buyers first think about where to get the money to buy it - an important factor. Experience suggests that the second factor should be more important: do I have the money to store and operate it, maintain it, pay for spare parts, and so on. And it also happens like this: you got the money to buy a car, but you don't have it to register it, not to mention service during pre-sale preparation.
Let's first consider the possible options of "getting funds to buy a car". Options such as "withdrew from a bank account", "stole" and so on are not considered.
Borrow or save money to buy a car
If the buyer has the opportunity to borrow money and the person who borrowed it knows you and trusts you, then try to use this sponsor. For those who do not have people willing to lend you money, try to save it. If you are not able to save money yourself, try to use the services of non-bank organizations. The magazine "Behind the Wheel" No.9 of 2000 named several such organizations that exist in Russia.
Such organizations offer Russians certain savings schemes that make it easier to buy a car. The scheme is basically as follows: the organization gathers a group of participants who want to save money for a new car. Members of this group put a certain amount of money into the common piggy bank every month, plus the organization's interest for services, and for a certain period (from 2 to 5 years) everyone gets a car. Every month one or more participants get a new car. The participant or participants who will get a car in the next month are determined by lot at the monthly meeting of the group. It may happen that you can get a car in two months or before the end of the accumulation period. Before receiving a car, the organization may require documents guaranteeing subsequent payments of money by the group participant. Thus, in the company "Byt Kredit" in the city of Ryazan for a VAZ-2109 car worth 144,000 rubles, a participant pays 2375 rubles over 4 years.
Car on credit
The banking system of crediting is slowly but surely gaining momentum in Russia. There are already groups of people who constantly use loans from various banks to buy household appliances, real estate, etc.
Car loans have not yet found widespread use, but such loans exist in many cities in Russia. For example, in Naberezhnye Chelny, you can get an Oka on credit for 2 years, while the total cost to the creditor will become 5,000 rubles more expensive. Moscow has become the leader in credit programs, the procedures for drawing up an agreement are simple. The borrower only fills out a certain form of application. And the company itself finds out whether you are able to repay the loan or not. And then calls you by phone to receive a loan, but with 35%.
Buying a car by replacing an old car with a new one
Even in Soviet times there was a system: if you hand in an old TV, you get a new one, but at a lower price; vAZ has a similar scheme. A mechanism is being developed that allows official dealers of the plant to accept used cars, evaluate them, repair them and then sell them already repaired. This system is starting to operate, and it should take root. There will be people willing to sell and buy a car. Or rather, they already exist, but in the private sector of the economy and at some maintenance companies.
Buying or selling cars via computer
If you have decided to buy a car, there is now a wide network of advertisements in newspapers and magazines, especially in specialized automobile magazines.
Having chosen a suitable option, look for its address and phone number. The next day, go to see it or clarify the questions you are interested in by phone. This may take a long time, and at first you do not see the object of the bargaining.
There is a network of car sales via the Internet all over the world, where you can sell or buy a car using a computer. Or you can just inquire about what cars are currently available and compare their technical characteristics. It is possible to inspect the car from the outside and inside, where video cameras are installed. The magazine "Behind the Wheel" No.1 for 1999 published the same method of offering cars to those who have a computer and are connected to the Internet.
The magazine invites you to visit the website "Behind the Wheel", where a new section "Dealer Prices" has been opened. In it, you can select the brand of car you are interested in and its price. Then a list of models of this brand with their color options and now with a specific price for the selected model is displayed. If you need to know the technical characteristics of the selected model, go to the equipment section and get the technical characteristics of the model you have chosen. People who want to place information about their cars for sale can do so for free.
A company or private individual can put their car up for sale without leaving home, and the buyer will not waste extra time searching for a suitable car.
Choosing a car in a store
You have decided to buy a "ten", have chosen this car, discussed at home what color to buy the car. Fortunately for you, the store has at least 20-30 shades of the color typical of the paintwork of "tens". There are various theories on choosing a color for regions of the country, and for practicality, and for safety. For all regions, black is the least popular color, the further south the region, the more desirable it is to have a lighter color. For practicality: dust and dirt are very visible on a black and white car, all defects of the body and paint are visible on a white car. For safety: the safest are white, yellow, orange, red, and the most dangerous are blue and green. Conclusion based on the experience of many motorists: the best color is the car you bought. Take a car of the color you liked, and in two weeks it will be the best for you.
You have already decided which body to choose: a sedan, a station wagon or a hatchback - you read about it at the beginning of the book. Well, researchers of the Russian market say that the most popular car here is a station wagon.
The engine has probably been chosen too. Here the advice can be as follows: for the city any engine is good based on your capabilities and character, for the countryside - a simpler one, without bells and whistles, but more powerful.
Inspection of the car should begin with the body, the most expensive part. An unnoticeable scratch, dent or broken gaps between parts will not be repaired under warranty. The gaps should be the same and the smaller, the better. The joint between the bumper and the body should not have any gaps. Pay attention to the location of the headlights and taillights, they should be installed evenly and not sagged. Inspect the condition of the glass. Look at how the doors, hood, trunk lid close, the gaps between them and the body, check the operation of the locks.
After inspecting the body, check the interior. There should be no scratches or unevenness during external inspection. Check the operation of the window lifts, lighting and signaling devices. If the windshield wiper arms are installed, move them away and check the operation of the windshield wiper. Move and fold both the front and rear seats.
Pay attention to the tires, they must be inflated. Check the steering wheel tilt adjustment. Raise the hood and check the presence of fluids: cooling, brake (it's bad if they are not normal), oil level and battery condition. When opening the trunk lid, check the operation of the lock, the condition of the spare wheel and the necessary supply of tools.
Check what brake fluid and what oil is poured. It is best if the body is processed in the store right away, if this is not possible, do it yourself. And to draw up documents and get numbers - all this costs a lot of money, but in another place you will also spend a lot of time.
Buying a car at VAZ
If you have courageous friends or relatives and only enough money to buy a car, you can buy a car in the city of Tolyatti. The car will cost you 10,000 rubles less. There is a very large network of stores in the city and even before the city. When driving to Tolyatti and especially from there, you must be vigilant. Therefore, your friend or friends, if you have agreed to go in a group, must take precautions. There is no information in the press or among those who are constantly involved in driving cars from VAZ about a difficult crime situation in this area. Of course, you must have good driving skills, or your friend must have them, and it is better if both of you. You must have skills in driving in unfamiliar terrain, if you have never been there.
The documents that you must have with you are of essential importance:
- personal passport - Russian or insert to it;
- new model driver's license;
- temporary driving permit;
- car passport;
- a certificate-invoice issued upon sale, with a clear seal and with the car numbers, personally verified by you and matching the numbers of your car;
- receipt or invoice for payment of a car;
- copy of seller's license to sell (must not be expired);
- service book with the seal "Pre-sale preparation completed";
- two transit numbers issued by the State Traffic Safety Inspectorate.
On the way home
The first kilometers are the most important. After you have read about the wonderful qualities of your "friend", do not forget about its "childhood diseases". Before leaving, check the documents. Pay attention to the gear shifting order. You need to drive carefully, smoothly, listening and looking closely at the car. Smoothly shift gears and engage the clutch. If this is your first car, then you should have taken a friend with you who knows the car and can drive it well. When driving, check the operation of the brakes, how the car holds the road, whether it pulls to the side, which means whether the camber and toe are set correctly. When turning the steering wheel, feel whether it rotates tightly or not.
Retrofitting a new car after purchase is often called zero maintenance. It makes your car safer. The driver personally sees its reliability. Provides it with favorable conditions for long-term operation. Let's look at the main jobs that need to be done.
